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CITIC LIMITED
Notes to the Consolidated Financial Statements
For the six months ended 30 June 2016
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32 Financial risk management and fair values
(continued)
(b) Liquidity risk
(continued)
Credit Commitments include loan commitments, acceptances, credit card commitments, guarantees,
letters of credit and others. The tables below summarise the amounts of credit commitments by
remaining contractual maturity.
As at 30 June 2016
Within
1 year
Between 1
and 5 years
More than
5 years
Total
HK$ million HK$ million HK$ million HK$ million
Acceptances
671,085
–
–
671,085
Credit card commitments
220,144
–
–
220,144
Guarantees
101,889
72,976
3,398
178,263
Loan commitments
122,285
81,166
53,172
256,623
Letters of credit
104,326
898
197
105,421
Others
–
16
–
16
Total
1,219,729
155,056
56,767
1,431,552
As at 31 December 2015
Within
1 year
Between 1
and 5 years
More than
5 years
Total
HK$ million
HK$ million
HK$ million
HK$ million
Acceptances
753,607
–
–
753,607
Credit card commitments
178,015
–
–
178,015
Guarantees
102,315
63,774
2,101
168,190
Loan commitments
106,754
74,868
56,215
237,837
Letters of credit
108,840
944
–
109,784
Others
–
5,040
–
5,040
Total
1,249,531
144,626
58,316
1,452,473