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CITIC LIMITED
Notes to the Consolidated Financial Statements
For the six months ended 30 June 2016
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19 Loans and advances to customers and other parties
(continued)
(e) Overdue loans by overdue period
(continued)
As at 31 December 2015
Overdue
within
3 months
Overdue
between
3 months
and 1 year
Overdue
between
1 year and
3 years
Overdue
over 3 years
Total
HK$ million HK$ million HK$ million HK$ million HK$ million
Unsecured loans
4,088
3,657
2,993
355
11,093
Guaranteed loans
10,632
6,308
6,093
275
23,308
Secured loans
– Loans secured by collateral
25,754
14,732
7,569
458
48,513
– Pledged loans
3,685
1,903
1,194
74
6,856
44,159
26,600
17,849
1,162
89,770
Overdue loans represent loans of which the principal or interest are overdue one day or more.
20 Available-for-sale financial assets
30 June
2016
31 December
2015
HK$ million
HK$ million
Debt securities (note (a))
403,672
360,040
Certificates of deposit and certificates of interbank deposit (note (b))
114,285
89,897
Wealth management products issued by financial
institutions (note (c))
32,139
33,138
Equity investments (note (d))
10,923
10,660
Investment funds (note (e))
4,717
1,904
565,736
495,639
Less: allowance for impairment losses
(665)
(853)
565,071
494,786
Issued by:
– Government
164,419
136,925
– Policy banks
88,226
87,008
– Banks and non-bank financial institutions
193,148
162,884
– Corporates
116,951
107,969
– Public entities
2,327
–
565,071
494,786
Analysed by remaining maturity:
– Within 3 months
79,491
77,175
– Between 3 months and 1 year
133,991
122,040
– Over 1 year
341,039
287,217
– No fixed terms
10,550
8,354
565,071
494,786
The remaining term to maturity of available-for-sale financial assets does not represent the Group’s
intended holding period.