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CITIC LIMITED

Notes to the Consolidated Financial Statements

For the six months ended 30 June 2016

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27 Deposits from customers

(a) Types of deposits from customers

30 June

2016

31 December

2015

HK$ million

HK$ million

Demand deposits

– Corporate customers

1,599,146

1,385,738

– Personal customers

250,660

213,561

1,849,806

1,599,299

Time and call deposits

– Corporate customers

1,732,262

1,727,112

– Personal customers

417,527

432,611

2,149,789

2,159,723

Outward remittance and remittance payables

10,733

7,826

4,010,328

3,766,848

(b) Deposits from customers include pledged deposits for the following items:

30 June

2016

31 December

2015

HK$ million

HK$ million

Bank acceptances

285,446

349,205

Letters of credit

8,226

11,031

Guarantees

50,331

25,992

Others

143,399

144,801

487,402

531,029