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CITIC LIMITED
Notes to the Consolidated Financial Statements
For the six months ended 30 June 2016
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18 Trade and other receivables
(continued)
(b) Interest receivables
30 June
2016
31 December
2015
HK$ million
HK$ million
Interest receivables
39,718
39,297
Less: allowance for impairment losses
(3,135)
(2,547)
36,583
36,750
(c) Prepayments, deposits and other receivables
30 June
2016
31 December
2015
HK$ million
HK$ million
Prepayments, deposits and other receivables
70,357
78,661
Less: allowance for impairment losses
(1,238)
(1,397)
69,119
77,264
19 Loans and advances to customers and other parties
(a) Loans and advances
30 June
2016
31 December
2015
HK$ million
HK$ million
Corporate loans
– Loans
2,165,284
2,093,945
– Discounted bills
92,853
110,721
– Finance lease receivables
28,989
21,340
2,287,126
2,226,006
Personal loans
– Residential mortgages
407,313
320,999
– Business loans
130,702
126,251
– Credit cards
232,116
209,841
– Others
170,656
140,987
940,787
798,078
3,227,913
3,024,084
Less: impairment allowance
– Individually assessed
(23,070)
(21,973)
– Collectively assessed
(51,824)
(54,313)
(74,894)
(76,286)
3,153,019
2,947,798