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Contents

2 Highlights

4 Chairman’s Letter to Shareholders

8 Financial Review

23 Risk Management

31 Human Resources

32 Past Performance and Forward Looking Statements

Financial Statements

33 Consolidated Income Statement

35 Consolidated Statement of Comprehensive Income

36 Consolidated Balance Sheet

38 Consolidated Statement of Changes in Equity

40 Consolidated Cash Flow Statement

43 Notes to the Consolidated Financial Statements

118 Report on Review of Interim Financial Information

Statutory Disclosure

119 Interim Dividend and Closure of Register of Members

119 Share Option Plan Adopted by the Company

120 Share Option Plan Adopted by Subsidiaries of the Company

126 Directors’ Interests in Securities

127 Interests of Substantial Shareholders

128 Purchase, Sale or Redemption of Listed Securities

128 Corporate Governance

130 Review of Half-Year Report

130 Compliance with the Model Code for Securities Transactions by Directors

131 Update on Directors’ Information Pursuant to

Rule 13.51B(1) of the Listing Rules

132 Corporate Information